Talking Real Money - Investing Talk
Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).
Talking Real Money - Investing Talk
You Can't Know
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Don McDonald
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With geopolitical tension rattling markets and investors stampeding into cash, gold, and energy, Don and Tom step back to deliver a familiar message: nobody knows what’s next—and anyone claiming otherwise is selling something. They walk through the behavioral traps of market timing, explain why diversification (especially beyond U.S. large caps) is quietly doing its job, and highlight the role of small cap and micro-cap stocks as part of a broader portfolio—not a silver bullet. Along the way, they mix in listener calls, practical tips (including liquidity strategies and avoiding irreversible investments), and a running acknowledgment that while their radio era is ending, the core mission—keeping investors from doing something dumb—isn’t going anywhere.
0:04 CBS Radio shutdown vs. TRM leaving radio—industry shift toward podcasts
1:32 War-driven market anxiety: money flows to cash, gold, and energy
2:54 Interest rate expectations flip—uncertainty dominates
3:16 Jason Zweig warning: beware “I know what’s next” pitches
4:24 Market timing trap—getting back in is the real failure point
5:37 Diversification reality—why global exposure smooths outcomes
7:08 Financial Fysics Kindle release and podcast transition reminders
9:53 “Retirement Plan” film event plug and discussion preview
13:37 Listener question: small cap value vs. large cap performance
15:44 Correlation explained—why asset classes don’t move in lockstep
16:29 Small cap value premium—historical outperformance rationale
21:49 Micro-cap ETF discussion (DFMC)—extreme diversification option
24:47 Caution: aggressive funds are optional, not necessary
27:52 Listener success story—laddering cash with CDs for caregiving
33:40 Core advice: avoid irreversible financial decisions
34:49 Liquidity matters—dangers of annuities and illiquid investments
35:55 Wall Street “new ideas” skepticism—most benefit the seller
36:21 Final push: transition to podcast-only format
Learn more about your ad choices. Visit megaphone.fm/adchoices
0:04 CBS Radio shutdown vs. TRM leaving radio—industry shift toward podcasts
1:32 War-driven market anxiety: money flows to cash, gold, and energy
2:54 Interest rate expectations flip—uncertainty dominates
3:16 Jason Zweig warning: beware “I know what’s next” pitches
4:24 Market timing trap—getting back in is the real failure point
5:37 Diversification reality—why global exposure smooths outcomes
7:08 Financial Fysics Kindle release and podcast transition reminders
9:53 “Retirement Plan” film event plug and discussion preview
13:37 Listener question: small cap value vs. large cap performance
15:44 Correlation explained—why asset classes don’t move in lockstep
16:29 Small cap value premium—historical outperformance rationale
21:49 Micro-cap ETF discussion (DFMC)—extreme diversification option
24:47 Caution: aggressive funds are optional, not necessary
27:52 Listener success story—laddering cash with CDs for caregiving
33:40 Core advice: avoid irreversible financial decisions
34:49 Liquidity matters—dangers of annuities and illiquid investments
35:55 Wall Street “new ideas” skepticism—most benefit the seller
36:21 Final push: transition to podcast-only format
Learn more about your ad choices. Visit megaphone.fm/adchoices
